Tuesday, June 30, 2009
Sunday, June 28, 2009
Monday, March 30, 2009
Thoughts by Jack Handley
Thoughts by Jack Handley
For example:
One thing kids like is to be tricked. For instance, I was going
to take my nephew to Disneyland, but instead I drove him to an old
burned-out warehouse. "Oh no," I said, "Disneyland burned down."
He cried and cried, but I think that deep down he thought it was a
pretty good joke. I started to drive over to the real Disneyland, but
decided to go home instead.
For example:
One thing kids like is to be tricked. For instance, I was going
to take my nephew to Disneyland, but instead I drove him to an old
burned-out warehouse. "Oh no," I said, "Disneyland burned down."
He cried and cried, but I think that deep down he thought it was a
pretty good joke. I started to drive over to the real Disneyland, but
decided to go home instead.
Tuesday, March 03, 2009
Friday, February 20, 2009
GetUp's Save the Internet campaign is still going.
GetUp's Save the Internet campaign is still going. It must have prickled Clive Hamilton by the look of his attack on GetUp in this AustralianIT article.
Thursday, February 19, 2009
Sunday, February 01, 2009
Thursday, January 29, 2009
Baron Sasha Cohen
Can this really be him?
How It Was Supposed To Be (Military Version) from Ryan Leslie on Vimeo.
At 4:22 it looks a bit like him.
How It Was Supposed To Be (Military Version) from Ryan Leslie on Vimeo.
At 4:22 it looks a bit like him.
Wednesday, December 10, 2008
Monday, August 04, 2008
ISP filtering threat in Australia
I filled out this survey. This was my comment but I misread the character count as word count. 250 characters! Why didn't they just say 'We don't give a fuck what you think just answer the white washed, loaded questions."
Parents need to parent their own children instead of expecting the government to wrap them in cotton wool. If parents cannot supervise their children they shouldn't let them go online.
Teenagers are curious about sexual issues and parents shouldn't be so gutless about discussing sex. Is this an extension of America's atrocious abstinence only sex education which has snuck into NSW school system? The internet is a tool, not a baby-sitter.
If people want this kind of filtering they can do it to their own computers. If there was a big demand for this service surely an ISP would have offered it to gain commercial advantage.
I don't care if adults looking at adult content with their own computers in their own time. It is none of my business and it does me no harm. I, like Prof. Catherine Lumby, do not believe the claims that all adult material causes rape and child molestation. We have not seen rape increase at internet take-up rates. Correlation cannot even be show yet causality has been assumed.
The labour government promised to improve internet speeds, not use our limited bandwidth reducing the internet to an under 5 toy. This won't protect children, this will choke the internet to death. I didn't ask for this and I don't want or need it and I definitely didn't vote for it. This is a waste of time and money.
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Sean the Blogonaut
Parents need to parent their own children instead of expecting the government to wrap them in cotton wool. If parents cannot supervise their children they shouldn't let them go online.
Teenagers are curious about sexual issues and parents shouldn't be so gutless about discussing sex. Is this an extension of America's atrocious abstinence only sex education which has snuck into NSW school system? The internet is a tool, not a baby-sitter.
If people want this kind of filtering they can do it to their own computers. If there was a big demand for this service surely an ISP would have offered it to gain commercial advantage.
I don't care if adults looking at adult content with their own computers in their own time. It is none of my business and it does me no harm. I, like Prof. Catherine Lumby, do not believe the claims that all adult material causes rape and child molestation. We have not seen rape increase at internet take-up rates. Correlation cannot even be show yet causality has been assumed.
The labour government promised to improve internet speeds, not use our limited bandwidth reducing the internet to an under 5 toy. This won't protect children, this will choke the internet to death. I didn't ask for this and I don't want or need it and I definitely didn't vote for it. This is a waste of time and money.
Want More Info?
No Clean Feed
Sean the Blogonaut
Thursday, June 19, 2008
Thursday, June 12, 2008
Sunday, May 18, 2008
Kiva
Kiva made up this nice little banner. That is much easier than fiddling around doing it myself. This Kiva borrower is growing trees in a nursery... that's gotta be good.
Saturday, May 17, 2008
Sunday, April 27, 2008
Thursday, April 24, 2008
Wednesday, April 16, 2008
How much it cost to smoke.
I think a packet of cigarettes costs about AUD15. For the sake of arguement the borrowers would be a couple and, as non-smokers couldn't possibly live with smokers (my bias), let's assume that both borrowers smoke.
Daily cigarette cost each $15
Weekly: $105
Per four weeks: $420
For two people: $840
This gives a figure of $840 per month. Really the average calender month figure is (105*2)*52weeks/12months = $910 but $840 is a more concervative figure so we'll run with it.
Then it is easy enough to work back to the initial principal amount that will repay using my Texas Instruments BAII Plus Calculator.
Payment: -840/month
Interest Cycle: Monthly
Term: 20 years/240 months
Interest rate: 10% (this is a good average home loan rate)
This gives a principal value of $87,044. This is the initial face value of the loan... the amount you have to spend at funding.
So, you can smoke or pay off a home loan of $87k. Obviously, $87k would not buy a house. But it could let you extend or substantially improve a house or buy a bigger/better house.
So, the other way. What happens if you increase the repayments buy $840 per month?
Loan: $350k
Interest rate: 10%
Term: 20 years/240 months
This gives a repayment of $3377 per month.
Interest paid over the term of the loan: $460,616
If this is increased by $840 per month the term will be shortened and interest will be saved.
Loan: $350k
Interest Rate: 10%
Repayment: $4,217 per month
This gives a term of 142 months, less than 12 years.
Total interest is reduced to $247,838 a saving of $212,778.
It is not uncommon for people to start piling money into superannuation once the principle place of residence loan is repaid. With superannuation being a product that gives the best advantage the sooner you start, the saving in time is just as important as the saving of money. Future investment plans may be more along the line of an investment property. It doesn't matter which investment is more to your taste, starting sooner is advantageous.
The Commonwealth Bank has a loan calculator to run numbers. This calculator gives a yearly principal and interest
(Disclaimer: If you are taking advice from blogs you are a goose! Go see a financial planer if you want advice. I'm just running numbers not giving advice. I like numbers.) :)
Daily cigarette cost each $15
Weekly: $105
Per four weeks: $420
For two people: $840
This gives a figure of $840 per month. Really the average calender month figure is (105*2)*52weeks/12months = $910 but $840 is a more concervative figure so we'll run with it.
Then it is easy enough to work back to the initial principal amount that will repay using my Texas Instruments BAII Plus Calculator.
Payment: -840/month
Interest Cycle: Monthly
Term: 20 years/240 months
Interest rate: 10% (this is a good average home loan rate)
This gives a principal value of $87,044. This is the initial face value of the loan... the amount you have to spend at funding.
So, you can smoke or pay off a home loan of $87k. Obviously, $87k would not buy a house. But it could let you extend or substantially improve a house or buy a bigger/better house.
So, the other way. What happens if you increase the repayments buy $840 per month?
Loan: $350k
Interest rate: 10%
Term: 20 years/240 months
This gives a repayment of $3377 per month.
Interest paid over the term of the loan: $460,616
If this is increased by $840 per month the term will be shortened and interest will be saved.
Loan: $350k
Interest Rate: 10%
Repayment: $4,217 per month
This gives a term of 142 months, less than 12 years.
Total interest is reduced to $247,838 a saving of $212,778.
It is not uncommon for people to start piling money into superannuation once the principle place of residence loan is repaid. With superannuation being a product that gives the best advantage the sooner you start, the saving in time is just as important as the saving of money. Future investment plans may be more along the line of an investment property. It doesn't matter which investment is more to your taste, starting sooner is advantageous.
The Commonwealth Bank has a loan calculator to run numbers. This calculator gives a yearly principal and interest
(Disclaimer: If you are taking advice from blogs you are a goose! Go see a financial planer if you want advice. I'm just running numbers not giving advice. I like numbers.) :)
Monday, April 14, 2008
Friday, April 04, 2008
As far as I can see in this small image, the main problem with this fence is that it doesn't keep Americans in the USA... that really would make the world a better place.
Tuesday, April 01, 2008
Saturday, March 22, 2008
Wednesday, March 19, 2008
Tuesday, March 18, 2008
Phonix Trikes.
A video demonstrating the turning abilities of the Phonix Trike. These things are very cool looking. Really low!
Not sure if this Phoenix Trikes is the same company. They make VW based trikes similar to Bon Trikes.
A video demonstrating the turning abilities of the Phonix Trike. These things are very cool looking. Really low!
Not sure if this Phoenix Trikes is the same company. They make VW based trikes similar to Bon Trikes.
Excellent weird pushbikes:
Cool:
Tall!
Probably more practicle:
The Chinese have adopted electric bikes in huge numbers. Local legislators tried to hold this movement down without success. When a tide of millions of people all move one way it is impossible to stop.
This video shows a conversion of an inexpencive mountain bike into a plug in hyrid.
And off I surf :)
Cool:
Tall!
Probably more practicle:
The Chinese have adopted electric bikes in huge numbers. Local legislators tried to hold this movement down without success. When a tide of millions of people all move one way it is impossible to stop.
This video shows a conversion of an inexpencive mountain bike into a plug in hyrid.
And off I surf :)
Wednesday, March 05, 2008
If he's good enough for Amigos de Obama, he's good enough for me... but I don't get to vote... we get to fight in the wars America starts but don't get to vote out the governments that start them.
Tuesday, March 04, 2008
Marina Camila Mijangos Garcia has repaid her loan so I can either withdraw the funds from my Kiva account or relend the money to another budding business person. This is fun!!
So, I'll go and look for someone...
It's easy:
1) Click on "Lend" from the above page.
2) Select any criteria you have. I prefer to lend to mothers rather than fathers cause mothers feed, clothe and educate children, and repay loans. Fathers can be less reliable.
3) Pick someone from the list. Vietnam is a country that deserves our help after we supported the USA in their pointless Vietnam War.
4) Check out their lender. Is their interest rate well below local unsecured lending rates so that my money gives good benefit? Is their repayment rate good so I know that people are learning how to run a good business that will support them and not just living off debt cycles using Kiva like a credit card?
5) If it still looks good, off I go.
Because I am relending the funds I don't need my credit card. The funds already in my Kiva account are sent out. Easy :)
I haven't found a way to make a donation to Kiva for this re-lend of the money. They didn't put a lot of pressure on me for a donation.
I chose Tran Thi Minh from Y Yen, Vietnam:
She is an experienced borrower. Her business is growing so her family's standard of living will be improving. The purpose is sustainable.
So, I'll go and look for someone...
It's easy:
1) Click on "Lend" from the above page.
2) Select any criteria you have. I prefer to lend to mothers rather than fathers cause mothers feed, clothe and educate children, and repay loans. Fathers can be less reliable.
3) Pick someone from the list. Vietnam is a country that deserves our help after we supported the USA in their pointless Vietnam War.
4) Check out their lender. Is their interest rate well below local unsecured lending rates so that my money gives good benefit? Is their repayment rate good so I know that people are learning how to run a good business that will support them and not just living off debt cycles using Kiva like a credit card?
5) If it still looks good, off I go.
Because I am relending the funds I don't need my credit card. The funds already in my Kiva account are sent out. Easy :)
I haven't found a way to make a donation to Kiva for this re-lend of the money. They didn't put a lot of pressure on me for a donation.
I chose Tran Thi Minh from Y Yen, Vietnam:
She is an experienced borrower. Her business is growing so her family's standard of living will be improving. The purpose is sustainable.
Wednesday, February 27, 2008
Curitiba, Brazil has shown the first world how to create a simple, efficient, environmentally friendly, people friendly, socially responcible city on a shoe string budget.
I first learnt of Jaime Lerner's design of Curitiba on SBS Australia's Dateline.
He has turned his back on urban planning habits favouring livable human cities with parklands, programs to get people out of poverty and inexpencive public transport.
Treehuggers article:
The bus system takes priority over cars. I would imagine that you wouldn't have to see many buses wiz by in their bus lane to get over the need to take your own car into the daily trafic jam. Having a huge, bi-articulated bus on a road with cars would be disasterous but in their bus lanes this would not be a problem.
Wikipedia Article
I first learnt of Jaime Lerner's design of Curitiba on SBS Australia's Dateline.
He has turned his back on urban planning habits favouring livable human cities with parklands, programs to get people out of poverty and inexpencive public transport.
Treehuggers article:
The bus system takes priority over cars. I would imagine that you wouldn't have to see many buses wiz by in their bus lane to get over the need to take your own car into the daily trafic jam. Having a huge, bi-articulated bus on a road with cars would be disasterous but in their bus lanes this would not be a problem.
Wikipedia Article
Thursday, February 14, 2008
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