Monday, October 08, 2007
Thursday, October 04, 2007
I've lent to this lady because she is building up her business to contribute to the long term viability of her family. I would imagine that her children would be grownups by now. I hope that Nazkhanim's good borrowing habits will teach her children how to borrow well in the future.
Wednesday, October 03, 2007
Monday, October 01, 2007
Monday, September 24, 2007
I've made another loan via Kiva. I like this idea because it gives people with a bit of get up and go a chance to make their lives better. This is the 5th loan I've made. A small amount of the money has been repaid.
So, because this is a commercial loan, I've developed a few rules for my lending:
. the lender is allowed to take some interest as long as they are substantially below the local lenders. The local lenders are often little better than loan sharks.
. the loan has to be for sustainable practices. For example: I avoided a loan for agricultural chemicals as I believe that farmers should keep more traditional agricultural practices and permaculture principles. Introducing chemical fertilisers and pesticides will cause dependency. I want to fund independence.
. the lender has to have a nil delinquency rate. This indicates that they select borrowers carefully. I want to encourage fiscally astute people, not give a gift.
I prefer to lend to women with children because:
. if a woman with children borrows money to grow their business they will use all of that money for that purpose.
. if, on the other hand, you lend to a single man he will celebrate first and use the remainder for the business.
. women are often discriminated against fiscally. I want to level the playing field a little. I can only save my little bit of the world.
. in countries where women do not enjoy equallity, children suffer greatly if the father is gone and the mother is unable to earn a good living.
Wednesday, May 09, 2007
Monday, May 07, 2007
Thursday, December 07, 2006
From a speech said to have been given by Bill Gates at a High School about 11 things they did not and will not learn in school. He talks about how feel-good, politically correct teachings created a generation of kids with no concept of reality and how this concept set them up for failure in the real world.
Rule 1: Life is not fair - get used to it!
Rule 2: The world won't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.
Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both.
Rule 4: If you think your teacher is tough, wait till you get a boss.
Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity.
Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes, learn from them.
Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you talk about how cool you thought you were. So before you save the rain forest from the parasites of your parent's generation, try delousing the closet in your own room.
Rule 8: Your school may have done away with winners and losers, but life HAS NOT. In some schools, they have abolished failing grades and they'll give you as MANY TIMES as you want to get the right answer. This doesn't bear the slightest resemblance to ANYTHING in real life.
Rule 9: Life is not divided into semesters. You don't get summers off and very few employers are interested in helping you FIND YOURSELF. Do that on your own time.
Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop and go to jobs.
Rule 11: Be nice to nerds. Chances are you'll end up working for one.
If you can read this - Thank a teacher!
Tuesday, September 26, 2006
Wednesday, September 13, 2006
Friday, September 08, 2006
Tuesday, May 30, 2006
Wednesday, October 19, 2005
Sunday, May 08, 2005
Friday, December 17, 2004
Don't forget to chip in a few bucks for bandwidth.
Thursday, December 16, 2004
Friday, December 10, 2004
"To coldly place the pursuit of profit above all other considerations is to be indifferent to all notions of humanity."
My mother wrote this on a piece of paper and stuck it to the wall near the kitchen 20 years ago and I still remember it. Was it a quote or did she come up with it? :)
Thursday, December 09, 2004
What I really like about this game is that it has really upset plenty of Americans. With many of the top 50 scores being from Americans the public obviously is not nearly as offended as their representatives.
Wednesday, October 20, 2004
Saturday, October 09, 2004
Friday, October 08, 2004
Tuesday, September 28, 2004
Tuesday, August 03, 2004
Monday, July 19, 2004
This is a dumb idea and a waste of time... but, then... I suppose you were trying to attract users via television advertising (news-tainment in this case) so you have no real idea of what the internet is so you are probably trying to attract people who are similarly incapacitated.
Luke :))
Sunday, July 18, 2004
Friday, June 25, 2004
http://www.ighetto.com/html/jive.shtml
http://www.rinkworks.com/dialect/
to Jive up your life.
Wednesday, May 05, 2004
Monday, May 03, 2004
What the hell are you doing? Footballers are thugs and rapists. Sometimes they vent their aggression on the field. Some of them don't get it all out.
Talk to them for 10 seconds. They have little respect for women and believe that might is right.
Why are you letting these idiots off? These are male role models and should be punished heavily to set an example. Young male people are learning that pack rape is acceptable and that women want pack rape.
8 professional footballers rape a woman and you just walk away her, just like so many women are walked away from all the time.
Check out the Four Corners site.
Angry about this!
Luke.
Thursday, April 29, 2004
Friday, April 23, 2004
You're a dragon. You're smart and cunning, and
enjoy taking risks. Your need for independence
is an advantage, but sometimes it alienates you
from others. As far as *good* and *evil*,
you're pretty neutral--but you may have
something of a wicked streak.
What mythical beast are you?
brought to you by Quizilla
Thursday, April 22, 2004
Monday, April 19, 2004
Wednesday, April 14, 2004
Tuesday, April 13, 2004
Thursday, April 08, 2004
Tuesday, April 06, 2004
Monday, April 05, 2004
Monday, March 22, 2004
Sunday, March 14, 2004
Thursday, March 11, 2004
Monday, March 08, 2004
Sunday, February 15, 2004
Saturday, February 14, 2004
By following the simple advice I read in an article, I have finally found inner peace........the article read:
"The way to achieve inner peace is to finish all the things you've started." So I looked around the house to see all the things I started and hadn't finished...and before coming to work this morning I finished off a bottle of red wine, a bottle of white, the Bailey's, Kahlua and Wild Turkey, my Prozac, some valium, my cigarettes and a box of chocolates.
You have no idea how freakin good I feel....
Tuesday, February 10, 2004
Monday, February 09, 2004
Saturday, February 07, 2004
Friday, February 06, 2004
Thursday, February 05, 2004
I decided to cut and paste it just in case SMH takes it down.
Luke
Person of the year: The Ordinary Australian
December 13, 2002
Most memorable person of 2002
by Jack Robertson
"Yester-year upon the screen,
I saw a man who's never been,
He'll never be again next year,
I wish to God he wasn't here."
The Webdiary Meeja Watch 'Most Memorable Person of the Year' for 2002 is the 'Ordinary Australian'. Particularly impressive was his natural ability to hold two deeply contradictory positions on any given issue, and strictly according to opportunistic political imperative. Highlights in 2002 which contributed to the Ordinary Australian's overwhelming win (a victory naturally ratified via a national-wide opinion poll), included:
1. Victims of Taliban Oppression. His capacity to cheer loudly while our brave soldiers liberated the victims of extreme political and economic oppression in Afghanistan - and simultaneously cheer loudly while our brave politicians locked up the escapees of that same extreme political and economic oppression here at home.
2. A helping hand. His extraordinary ability to get stuck in and lend the less fortunate a voluntary helping hand in times of bushfire, drought, terrorist atrocity and national emergency - and his resolute unwillingness to allow desperate men, women and children huddling in small, leaky boats even to alight on our mainland shores.
3. A Love of Australian History. His capacity to bask proudly in the warm glow of historical triumphs in which he played no personal part - Gallipoli, Tobruk, Kokoda, Long Tan - and his refusal even to reflect properly upon historical failures in which he played no personal part - White Australia, the 1975 East Timor invasion, the Stolen Generations.
4. Honesty, responsibility, mutual obligation. His tough but fair insistence that a man should work for his dole, follow the rules, take personal responsibility for his situation, pull his weight and not expect a free ride - and his tough but fair acceptance that staggering share bonus options, multi-million-dollar executive payouts from collapsing companies, inflated salaries and outright corporate fraud are 'natural' elements of our competitive economic system and must be left for the 'market' to eradicate in its own good time, if ever.
5. Sound global citizenship. His shrewd 'Everyman' rejection of flawed, corrupt and elitist international organizations, covenants and laws on refugees, the environment, arms control and human rights - and his shrewd 'Everyman' championing of fine, idealistic yet commonsensical international organizations, covenants and laws on economics, trade, Robert Mugabe, Iraq and the extradition of terrorist suspects.
6. Religion, the State, and the Separation of Powers. His avowed opposition to Islamic fundamentalist encroachments into the mechanisms of overseas governments, and to political interference with their judiciary by foreign dictators - and his firm support for religious 'conscience' votes in Australian Parliaments, a cleric as our Head of State, and increasing political undermining of the Australian Courts.
7. Our fine soldiers. His respect and support for our soldiers' courage, grit and professionalism - and his bored indifference to our turning of them into political pawns, and their subsequent exposure, undefended by their civilian masters, to darkening Senate committee and human rights organisation accusations.
8. Elitism. His grounded, egalitarian contempt for contemporary academic, literary, intellectual, artistic, media and political 'progressive elites' - and his pride in claiming Manning Clark, Patrick White, Doc Evatt, Sid Nolan, Keith Murdoch and Gough Whitlam as Great Australians of yesterday.
9. Mateship. His deep love of the principle of Australian mateship - and his growing hatred of anyone who lives within five miles of the CBD.
10. Poor fellow, my country. Above all things, his deep, instinctive, and unfailing sense of what exactly this slippery thing called 'Ordinary Australian-ness' actually is: 'Me' but not 'you'. 'Us' but not 'them'. Yesterday's reffo - but not today's. The Last Anzac - but not Tom Uren. Peter Allen - but not Bob Brown. John Howard the PM - but not John Howard the actor. Noel Pearson - but not Eddie Mabo. Working class kids like Bill Hayden and Mark Latham who support mandatory detention - but not working class kids like Bill Kelty and Neville Wran, who don't. Middle class kids like Piers Akerman and Miranda Devine who think Reconciliation is just another soppy left soapbox - but not middle class kids like David Marr and Robert Manne, who don't. Toffs like Alexander Downer who scoff at the UN as unrepresentative - but not toffs like Malcolm Fraser, who don't.
And so the lying, anonymous, manipulative poll results just keep rolling in, and the Parliamentary division bell rings and rings, and goes on splitting the 'elites' and the 'non-elites' apart, whatever the hell 'elite' even means, anymore.
And the only voter in the country for whom that bell is really tolling is the only one who never even existed at all: this curiously-contrary 'Ordinary Australian', AKA a condescending and cynical political fiction, AKA The Man Who Wasn't There Today, and doubtless won't be again, tomorrow.
The Most Memorable, Forgettable, Miserable Un-Person of the Shithouse Year of 2002.
Wednesday, February 04, 2004
Tuesday, February 03, 2004
Families may have seen a boob!!! Breast feeding must be really difficult in these families. How do you breast feed without the child SEEING A BOOB!!!!????
Someone explain this to me, please.
You people just have to be kidding!!! Fuck!
"Children are watching..." Who cares!? They know more than you can imagine and aren't sure why adults are so secretive about it all. Have you ever tried to keep something a secret from a kid? It makes them twice as curious and determined to find out.
What is the point??
----------------
Shocked, hurt, betrayed.....
Fox News contributor and radio "personality" (if you expand the definition of "personality' to inlcude someone you've never heard of) Mike Gallagher is outraged and angry and even a little sad this morning about that "filthy display" last night:
The Super Bowl halftime show created the kind of rage and disgust in Middle America that was, I suppose, intended by those who staged the show. After all, when pop star Justin Timberlake pulled open singer Janet Jackson's top to expose her bare breast for the grand finale of the show, it was no accident. Teams of people had to be involved in the planning and execution of this single act of contempt for every man, woman and child who would find this crass and vulgar display offensive.
But strangely enough, I'm feeling another emotion besides anger. I feel overwhelmed by sadness at this most recent (and most prominent) example of the flush of our nation's cesspool we call prime-time entertainment. Sure, I was shocked and appalled by what these performers did. But I can't shake this pervasive feeling of sadness. So many people to feel sorry for, so much hurt and harm done by one tasteless, classless act on an international stage like halftime of the Super Bowl.
I feel sorry for Janet Jackson herself. One day she may have to describe to her grandchildren why she allowed herself to be treated like a second-rate whore in front of millions of people.
I feel sorry for Justin Timberlake. This simple, immature young man who was blessed with some marginal talent and great opportunities decided to go along with the plan to degrade and exploit the sexuality between a man and a woman in order to shock a worldwide audience full of impressionable children
I feel sorry for CBS-TV. An otherwise impeccable broadcast, complete with a down-to-the-wire finish between two fine football teams was forever tainted by the network's apparent desire to titillate and pander to the lowest common denominator.
Because, we all know, that the NFL would never pander to the lowest common denominator.
I feel sorry for parents all over the country who were sitting in front of the television with their young children. I think of proud dads watching the big game with their young sons for the first time and having to explain what happened.
...and then trying to coax those same sons out of the bathroom and , hey, what are you doing in there and why is the door locked?
posted by Tom at 8:32 AM
The Concerned Women of America expressed... concern... obviously.
Maybe the Concerned Women of America should concern themselves with their own affairs instead of trying to imprint their morality onto others, such as innocent e-delinquents such as myself.
And what have they done to this kid to make him look so upset?? Did they threaten to smash his turtle with a hammer?
Monday, February 02, 2004
I'm not sure if anyone is aware of this but:
EVERYONE'S NAKED UNDER THEIR CLOTHES!!!!
AAARRRGGGGGHHHHH!!!!
'Now That's Sarcasm.' Homer Simpson
The world image is not mine and I don't know who owns it is so I can't give credit. Apologies to the artist. Try to take it as a compliment. I've been laughing about this for some time now.
Luke
Panic away doomsdayers. You're about to meet your maker. Christians finally get to find out if the Jews were right.
:))
As a means of explaining irony to Americans:
When I spell check my posts, Blogger's own spell checker picks up the word 'blogs'.
Now this is ironic. 'Rain on your wedding day' is not ironic. This is just a bit of bad luck.


